Yes, I know…most people would have posted 5 or 10, or some easily divisible number. I’m just weird like that. 😉
Some of these ideas have been around a while. And not all of them will work for everyone. But, they have worked for my decent sized family so far.

1. Cut your family’s hair at home. We save up to $288 a year cutting our own hair! This is figuring a trim for 6 people every three months at $12 per trim. I keep my hair fairly long, but I trim my own bangs. My husband and boys all have hair that grows very fast, so someone is always needing a trim. It takes a little practice to cut hair, but there are lots of tutorials on Youtube to show you how. If you invest in a decent pair of clippers it makes it easier. Plus, the money you save will pay off the clippers in no time. (And yes, the little shaggy haired kid in the picture got his haircut shortly after the photo was taken 😉 )
2. Utilize online deal sites. We use slickdeals.net This site keeps an updated list of deals at different stores and websites. We saved over $200 on our tv by utilizing this site. I have found Izod shirts for $4, shoes for under $2, baby clothes for $2 -$6 etc… all at reputable stores like Best Buy, The Children’s Place, Kohls, The Gap and Old Navy.
3. Plan a menu. Planning a menu really does save a lot of money. First of all, you know exactly what you are going to make each night. It forces you to actually look in your cupboards and freezer to find out what ingredients you already have and which ones you need. This prevents buying excess or duplicates. Also, menu planning keeps you from having to run to the store as much. I don’t know about you, but the more I’m at the store, the more things I see that we “need.” This inflates our grocery bill. If I have everything planned out, I can usually make do for a while and determine whether I need item “x” or not.
4. Make it yourself. You can save a lot of money making your own breads, puddings, candies, cleansers and laundry detergents. Plus, there is the added benefit of cutting down on the less than desirable ingredients that the store brand versions have.
5. Shop Thrift. Shopping thrift stores and Goodwill are a great way to save money. We often find great deals at Once Upon A Child (click the link to find a location near you), You can save money on books movies and games at Half.com. Another great source for used games and equipment is Gamestop.
6. Cut down on disposables. This one is a bit more difficult for me. There are some time saving conveniences to disposables that are worth the money for me. But I have managed to cut down on the number of paper towels I use by using bar towels instead. You can also use re-washable dish sponges, cloth napkins and cloth diapers to save money. Diapers is one area that I prefer disposable, however. I don’t particularly care for the idea of having to hand rinse the poopy ones…blech!
7. Cook outside in the summer. OK, so that might sound a little weird. This last summer I was pregnant with my daughter and dealing with very bad morning sickness. We had a countertop convection oven that my husband moved outside onto our porch. This way I could continue to bake and cook foods, but not have to smell them cooking. The added benefit was that it did not heat the house up. This saved money on our electric bill in two ways…one, the smaller oven used less electricity. And two, the air conditioner didn’t have to work overtime to cool things off.
8. Go meatless. Incorporating a few meatless meals a week into your menu plan will not only save money, but it’s healthy, too!
9. Wash laundry at night. Washing laundry at night is another way to keep the air conditioner from working overtime. And, if you can hang things on a line, you’ll save even more money!
10. Look for alternatives. Simple substitutions can save you money. For example, I often substitute sausage ($1.30lb) for ground beef ($2.39lb). I like the L’Oreal face creams but don’t like the price at $8 – $12 per item. I substitute the Aldi (Lacura) brand (which is high quality) which is only .99 cents to $3.99. Most Aldi brands are made by the brand name companies anyway, so you get the same item at a significant discount. Plus, if you add in Aldi’s double money back guarantee if you are dissatisfied…how can you lose? We also prefer aluminum free deodorant. Burt Bees is approx. $8. Expensive! Axe has several aluminum free varieties for about $3.
11. Don’t substitute quality items. There are some brand name items that just work better than others. For me, Dawn dish soap is one of those items. When I tried switching to less expensive brands I ended up using so much more to get the job done. I found that I saved more money by using the brand name in this case. Another brand name items that I find work better are Purex Crystals vs. fabric softeners. Also, some generic drugs are not worth your time. My husband suffers from migraines and takes Excederin. So far we have not found a generic excederin that works as well.
These are just a few of the ideas that I incorporate into our home to save money. What money saving ideas work for you?
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